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How to Shop for Car Insurance |
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Page 3 of 5
Always bear in mind that your mission isn't just to buy the cheapest car insurance out there; it is to buy the cheapest insurance and still receive adequate coverage and service. "You don't want to pay to get a great deal on insurance and then not get your car repaired after an accident," Heller noted.
Your final selection should depend on two things:
a. the reliability of the insurance company based on the criteria above;
b. the price of the quote. We can all find the lowest premium, but it may not be immediately obvious how to determine whether a company is reliable. When we say "reliable," we're talking about how the insurer treats you, the customer. Particularly, how will the company deal with you when you file a claim? Will you be paid the full amount to which you are entitled? And will you be paid promptly?
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Insurance